void main()
{
object oPC = GetPCSpeaker();
int iRefund = GetLocalInt(oPC, "refund");
//SetLocalInt(oPC, "haggle", 0);
GiveGoldToCreature(oPC, iRefund);
SetLocalInt(oPC, "refund", 0);
PlaySound("it_coins");
object oItem = GetFirstItemInInventory(oPC);
while (GetIsObjectValid(oItem))
       {
        if (oItem==GetObjectByTag("insurance"))
           {DestroyObject(oItem);}
        oItem = GetNextItemInInventory(oPC);
       }
}